THE INTEGRATED BUDDHIST HOUSEHOLD-DEBT MANAGEMENT OF VILLAGE FUNDS IN BANHONG SUBDISTRICT MUNICIPALITY, BANHONG DISTRICT, LAMPHUN PROVINCE

Abstract

The purposes of this research were 1) to study the level of opinions of the 
members towards household debt management of the village fund. in Ban Hong 
Subdistrict Municipality Ban Hong District, Lamphun Province. 2) To compare the 
members' opinions on household debt management of the Village Fund. in Ban Hong 
Subdistrict Municipality Classified by personal factors. in Ban Hong Subdistrict 
Municipality The sample group in this research were 272 village fund members in Ban 
Hong Subdistrict Municipality. The statistics used in the analysis were frequency, 
percentage, mean and standard deviation. T-test, F-value, and in-depth interviews 
with key informants, 15 figures/person.  

The results of the study were as follows: 1) the level of opinions of the 
members towards household debt management of the village fund in Ban Hong 
Subdistrict Municipality; Overall, it was at a high level (X= 4.33  S.D. = 0.53). When 
considering each aspect, it was found that they were at a high level in all aspects.  
In the Ban Hong Subdistrict Municipality, it was found that village fund members with 
education qualifications average monthly income There were different opinions on 
household debt management of the village fund in Ban Hong Subdistrict Municipality 
at the statistical significance level of 0.05. Sex, age, status and occupation had no different opinions. 3) Key informants on the Buddhist Integrated Household Debt 
Management Approach of the Village Fund in Ban Hong Subdistrict Municipality By 
applying the principle of Ditthadhammikatthasangwattananikdhamma 4 to apply in 
household debt management, it was found that income was promoted to village 
fund members. By giving rewards to people who are honest in managing assets Be 
guided by successful master members. There is an account of income and expenses. 
Apply the philosophy of sufficiency economy to manage assets and receive advice 
from successful model members. There is an account of income and expenses. 
Apply the philosophy of sufficiency economy to manage wealth with immunity for 
maximum benefit in the household.